We have one of the best teams around

Barron’s has recognized Ryan Smith as one of the top financial advisors in the country. Many thanks to our hardworking team and our incredible clients. We couldn’t have done it without you.

Barron's Top 1200 logo
Barron’s logo reprinted with permission of Barron’s.

Smith team photo

Your Future is Now

Business Purpose

I have practiced estate and financial planning since 1981. The heart of our business is providing and implementing investment advice. We assist clients with investment management to meet lifetime accumulation and income needs. Expertise in areas of retirement, estate, life, disability, and long term care planning allows us to provide superior investment advice.

Get to know you – Before we offer advice, we will have an initial meeting to review your current financial situation and your investment portfolio and discuss your goals and objectives. This process includes quantifying your risk tolerance to determine your financial profile.

Analyze your needs – We will prepare a capital needs analysis using institutionally based capital market forecasts to illustrate your ability to achieve capital accumulation and income objectives.

Identify solutions – When your desired asset accumulation or income needs analysis is prepared, we will present an investment proposal. The investment proposal will include your recommended asset allocation and projected investment results with the portfolio's associated volatility measure.

Keep in touch – We will update your plan and investor profile and review your investment portfolio with you each year. Your advisory investment accounts will be rebalanced at each anniversary. During your account's fiscal year, if asset classes vary from their optimum portfolio allocation, your account will be rebalanced. This process ensures that emotion is removed while selling asset classes when they are high and buying asset classes that are low, thus reducing volatility while improving long-term investment results. During unsettled economic periods, my associates and I aid clients in maintaining a long range perspective on their investment and planning needs.

Ryan B Smith, CFP®, ChFC®, CLU®, M.S.T.

Wealth Management Advisor

Webcast Available Now: Strength, Stability, and Financial Security in Volatile Times

Watch the client webcast to hear Northwestern Mutual leaders share their long-term view on the coronavirus impact and answer common questions from clients. Watch Now

How We Stress-Test Northwestern Mutual

Learn more about how our focus on financial strength has helped us make good on our financial promise throughout our 160-plus-year history.

4 Spending Traps to Avoid While Social Distancing

While you might feel like you’re saving money while staying home, you may find hidden fees that add up. Read more.

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck