We have one of the best teams around

Barron’s has recognized Ryan Smith as one of the top financial advisors in the country. Many thanks to our hardworking team and our incredible clients. We couldn’t have done it without you.

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Barron’s logo reprinted with permission of Barron’s.

Smith team photo

Your Future is Now

Business Purpose – I have practiced estate and financial planning since 1981. The heart of our business is providing and implementing investment advice. We assist clients with investment management to meet lifetime accumulation and income needs. Expertise in retirement, estate, education, life, disability, and long term care planning allows us to fulfill our objecive--providing superior results with superior service.

Get to know you – Before we offer advice, we will have an initial meeting to review your current financial situation and your investment portfolio and discuss your goals and objectives. This process includes quantifying your risk tolerance to determine your financial profile.

Analyze your needs – We will prepare a capital needs analysis using institutionally based capital market forecasts to illustrate your ability to achieve capital accumulation and income objectives.

Identify solutions – When your desired asset accumulation or income needs analysis is prepared, we will present an investment proposal. The investment proposal will include your recommended asset allocation and projected investment results with the portfolio's associated volatility measure.

Keep in touch – We will update your plan and investor profile and review your investment portfolio with you each year. Your advisory investment accounts will be rebalanced at each anniversary. During your account's fiscal year, if asset classes vary from their optimum portfolio allocation, your account will be rebalanced. This process ensures that emotion is removed while selling asset classes when they are high and buying asset classes that are low, thus reducing volatility while improving long-term investment results. During unsettled economic periods, my associates and I aid clients in maintaining a long range perspective on their investment and planning needs.

The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company ranked by NerdWallet, April 2019 1
  • Highest financial strength ratings of any life insurer from all four major rating agencies2
  • Top 10 U.S. Independent Investment Broker-Dealers3
1 ©2017-2019 and TM, NerdWallet, Inc. All Rights Reserved.

2 A.M. Best Company, A++ (highest), May 2019; Fitch Ratings, AAA (highest), May 2019; Moody's Investors Service, Aaa (highest), September 2018; S&P Global Ratings, AA+ (second highest), June 2019. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3 Measured by 2018 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, May 2019.

Ryan B Smith, CFP®, ChFC®, CLU®, M.S.T.

Wealth Management Advisor

What's Next

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To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck